PENSIONS
Planning for retirement should start from the moment you start work, but often people delay putting aside money for retirement. However it is never too late to start, or to review existing pension provisions. Putting away even a small sum regularly from the start can make a big difference to the lifestyle you will enjoy when you retire.
Retirement Planning can be a time consuming and confusing business. How much you need to save in order to reach a desired retirement income must be considered before you can decide which pension plan might suit you best.
Paul can help you successfully plan for your retirement by recommending a pension that suits your individual requirements. We are able to analyse your needs and calculate how much money you should save for retirement, based on your desired income and your personal retirement aspirations.
After calculating how much money you will need for retirement, we're then able to analyse your current financial situation and calculate any retirement shortfall. We will then advise you on how this shortfall can be reduced, if not eliminated, so you can achieve your desired retirement income.
RISK WARNING
PENSIONS
Tax Treatment
The tax treatment is dependent on individual circumstances and may be subject to change in future.
Pensions
A pension is a long term investment. The fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation.